• Preneed

    Your funeral clients deserve peace of mind. So do you, for that matter.

    Decade after decade funeral directors have counted on the Investors Heritage team not just for quality preneed insurance, but for the relationships that we establish, maintain, and cherish.

Working harder to make things easier.

We understand it’s important to you to set your clients at ease. We also understand that you’re a busy funeral director and insurance isn’t your primary business. So we’ve gone to great lengths to create a turn-key preneed product that’s supported by a team who will always go the extra mile for you.

Preneed Funeral Planning

Legacy Gold Plan features:

  • Personal customer service.
  • Easy application process.
  • Lump sum or installment payment options.
  • Engaging sales materials.
  • Increasing benefits.
  • Guaranteed premiums.
  • No medical exams (all medical histories accepted).
  • Life products provide tax-free insurance benefits.
  • Available for ages 0–110.
  • Amounts from $500–$25,000.

Product Options

Legacy Gold Plan

Single Premium

  • Guaranteed issue
  • No health questions

Monthly Increasing Benefit

  • Multi-pay
  • Guaranteed issue
  • No health questions

Graded Benefit

  • Guaranteed issue
  • No health questions
  • Full benefit paid after 3rd policy year

Full Benefit 1st Day Coverage

  • Simplified issue
  • Only 3 health questions

Flexible Premium Annuity

  • Guaranteed issue
  • No health questions

Our team is outstanding in their field. 

Meet our in-the-field preneed ambassadors online and then in person.

Benefits of Working With Investors Heritage

  • Competitive commissions.
  • Competitive growth.
  • Quick claim payment.
  • Quote apps for IOS and Android.
  • Personal customer service.
  • Secure agent portal.



  • Join the Investors Heritage Family.

    Use our contact form or call 800.422.2011 and talk to one of our friendly, helpful associates from 8:00 am–4:30 pm EST, Monday through Friday.

  • What they say about what we do.

    • “The level of customer service at Investors Heritage is excellent. Anybody who answers the phone there can either answer my questions or find an answer to my questions.”

      Gayle Yates of Louisville, KY. A member since 2000.

      Gayle Yates | Louisville, KY

      Fern Creek Funeral Home

      IH Family Member since 2000

    • “I switched from another preneed carrier about a year-and-a-half ago and it’s a whole different experience with Investors Heritage. They give me the same kind of attention I give my customers.”

      Mark Styninger of Nashville, IL. A member since 2016.

      Mark Styninger | Nashville, IL

      Styninger Funeral Home

      IH Family Member since 2016

    • “The best compliment I could give anyone is ‘they back up their word.’ Investors Heritage does just that.”

      Kenny Coggins of Thomaston, GA. A member since 1998.

      Kenny Coggins | Thomaston, GA

      Coggins Funeral Home/Cemetery

      IH Family Member since 1998

    • “I’ve been with Investors Heritage for 26 years, because they’re honest and loyal. If they say they’ll do something, they’ll do it.”

      Alan K. Wood of Mount Airy, NC. A member since 1992.

      Alan K. Wood | Mount Airy, NC

      Moody Funeral Service

      IH Family Member since 1992