• Wealth Transfer

    Helping you leave more to your family, because you’ve earned it.

    We offer two life-insurance products that can help make sure that more of the wealth you spent a lifetime working for goes to your family. We’ve designed these products to work across a wide range of income levels, so that no matter what you earn today, we're sure one will fit your planning needs for the future.

  • Heritage Provider

    Single Premium Immediate Annuity
    10 Pay Whole Life Combo

    Heritage Provider is a combination single-premium immediate annuity and 10-pay whole life policy. Purchasing this product with a current taxable investment will immediately increase your estate and allow you to manage your tax situation. The policy includes a guaranteed death benefit that will pass tax-free to your heirs, guaranteed cash value, and Accelerated Benefits Rider. This combination product is a simple, tax-efficient way to grow your estate.

  • Heritage Solution

    Single Premium Whole Life

    Heritage Solution is a single-premium, whole-life insurance policy designed to simplify and increase your estate. The policy is available to people ages 50 to 80, features a guaranteed death benefit, guaranteed cash value, and Accelerated Benefit Rider. Our policies start at just $5,000. Download our brochure and find out why Heritage Solution is a superior option to a CD.

Investors Heritage

We’re proud to say that loyalty, honoring commitments, problem-solving, and personable service are strong, vibrant, and cornerstone pieces of our company’s culture. You’ll find these principles built into every policy we issue and every interaction we have with our policyholders.

  • Join the Investors Heritage Family.

    Use our contact form or call 800.422.2011 and talk to one of our friendly, helpful associates from 8:00 am–4:30 pm EST, Monday through Friday.

  • Discover Investors Heritage Annuities — A Smarter Way to Grow Your Money.

Product availability and provisions may vary by state. This is not a policy contract and only partial product information is presented here. Refer to the policy for complete terms and conditions. Information on this site is not intended as tax advice. Contact your qualified tax adviser.